Individual/Family Health Plans

If your employer does not offer group insurance, or if the insurance offered is very limited, you can buy an individual policy for yourself and/or your family.

Business/Group Health Plans

Not all employers offer health insurance. You might find this to be the case with your job, especially if you work for a small business or work part-time. If your employer does not offer health insurance, please contact us today for a customized, no obligation quote.

Health Savings Accounts (HSAs)

An HSA works like an IRA, except that money is used to pay health care costs. Participants enroll in a relatively inexpensive high deductible insurance plan. Then, a tax-deductible savings account may be opened to cover current and future medical expenses.

Short Term Medical

Are you between jobs or in need of temporary health insurance? Our short-term solution offers you coverage for 30 to 365 days (varies by state)

Life Insurance

Apply for up to $5 million in life insurance protection over-the-phone in as little as 5 minutes!  We work with a large number of highly rated life insurance companies who provide both Term and Permanent life insurance plans at great rates.

Disability Income

We have great rates on both individual and small business Disability plans.  Options include Short Term and Long Term DI policies for a wide variety of professions.

Long-Term Care Insurance

Let us shop for your long-term care plan today!  We have access to the leading long-term care insurance companies in the country.

Medicare Supplement Plans

We offer a variety of traditional Medicare Supplement plans to those over 65 years of age.

Travel Insurance

We are pleased to provide access to a comprehensive travel insurance plan!  The plan can be built to include coverage for trip interruption, trip cancellation, lost, stolen or damaged sports equipment, pre-paid, non-refundable permit/license fee costs, medical expenses and much more. 

Legal & Licensing

Nicholas Hill Benefit Group, Inc. (hereinafter, the "Company") and its related, affiliated and subsidiary companies disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.  All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use.  Consult your own legal or tax advisor with respect to your personal situation.

In no event shall the Company and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.

Copyright Notices

Unless otherwise noted, the graphic images, buttons, layout, and text contained in this Web site are the exclusive property of the Company and its related, affiliated and subsidiary companies, and may not be copied or distributed, in whole or in part, without the express written consent of the Company.  Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal or internal use.  Non-affiliated company logos are the exclusive property of the respective companies, and are used with permission.

Data Protection

The Company is not obligated to monitor any transmission made through the respective Web pages and news groups.  However, The Company has the right, but not the obligation, to monitor any transmission made to and for this Web site.  The Company may use or disclose information gathered from the site.

Intended Audience

This site is published for most, but not all, residents of the United States of America.  Information concerning the identity, history and products of each insurance company represented by the Company is intended for residents of states in which the  Company is licensed.  No applications will be sought or accepted on behalf of any insurance company from a resident of a state in which the Company is not licensed.

Product Restrictions

Not all products are available in all states.  Misrepresentation restrictions may apply.  All applications for insurance are subject to underwriting qualification by the specific insurance company to which the application is submitted.  Availability of premium rates and policy forms may be changed by each insurer without prior notice.

Important Notice

Quotes are for educational purposes only.  These are only brief descriptions of company stability ratings and policy features.  Only the policies themselves contain governing contractual provisions.  If you're interested in a particular policy, we'll send you a complete package of information containing all state-required materials, including the Outline of Coverage.

We've worked hard to ensure the accuracy of this information.  However, policy provisions, financial ratings and laws are subject to change, so we cannot guarantee their accuracy.  Features and rates can vary by state.  A state "high risk program" is available in several states.  If you're interested, please call for details.  

Existing Insurance Coverage

DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.


Licensing

Insurance products and services offered by this website, insurance transactions conducted through this website, and content relating to insurance on this website, are brought to you by licensed brokers in each respective state. Each broker is associated with Nicholas Hill Benefit Group, Inc., a Colorado corporation with principal places of business at:

Ryan E. Hill
Nicholas Hill Benefit Group, Inc.
1765 S. 8th Street # 800
Colorado Springs, CO 80905
719-630-1397


Ca. Ins. Lic. No. 0G25891