Legal & Licensing
Nicholas Hill Benefit Group, Inc. (hereinafter, the "Company") and its
related, affiliated and subsidiary companies disclaim all warranties, expressed
or implied, including, but not limited to, implied warranties of merchantability
and fitness for a particular purpose.
It is your responsibility to evaluate the accuracy, completeness and
usefulness of any opinions, advice, services or other information provided. All
information contained on any page is distributed with the understanding that the
authors, publishers and distributors are not rendering legal, accounting or
other professional advice or opinions on specific facts or matters, and
accordingly assume no liability whatsoever in connection with its use. Consult
your own legal or tax advisor with respect to your personal situation.
In no event shall the Company and its related, affiliated and subsidiary
companies be liable for any direct, indirect, special, incidental, or
consequential damages arising out of the use of the information herein.
Unless otherwise noted, the graphic images, buttons, layout, and text
contained in this Web site are the exclusive property of the Company and its related, affiliated and
subsidiary companies, and may not be copied or distributed, in whole or in part,
without the express written consent of the Company. Permission is granted to print copies of
this document, and to display and use this document with a computer solely for
personal or internal use. Non-affiliated company logos are the exclusive property of
the respective companies, and are used with permission.
The Company is not
obligated to monitor any transmission made through the respective Web pages and
news groups. However, The Company has the right, but not the obligation, to
monitor any transmission made to and for this Web site. The Company may use or disclose information
gathered from the site.
This site is published for most, but not all, residents of the United States
of America. Information concerning the identity, history and products of each
insurance company represented by the Company is intended for residents of states in which the Company is licensed. No applications will be sought or accepted
on behalf of any insurance company from a resident of a state in which the Company is not licensed.
Not all products are available in all states. Misrepresentation restrictions may
apply. All applications for insurance are subject to underwriting qualification by the specific insurance company to which the application is
submitted. Availability of premium rates and policy forms may be changed by
each insurer without prior notice.
Quotes are for educational purposes only. These are only brief
descriptions of company stability ratings and policy features. Only the
policies themselves contain governing contractual provisions. If you're
interested in a particular policy, we'll send you a complete package of
information containing all state-required materials, including the Outline of
We've worked hard to ensure the accuracy of this information. However,
policy provisions, financial ratings and laws are subject to change, so we
cannot guarantee their accuracy. Features and rates can vary by state. A state
"high risk program" is available in several states. If you're interested,
please call for details.
Existing Insurance Coverage
DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN
CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT
YOUR NEW POLICY IS IN EFFECT.
Insurance products and services offered by this website, insurance
transactions conducted through this website, and content relating to
insurance on this website, are brought to you by licensed brokers in
each respective state. Each broker is associated with Nicholas Hill
Benefit Group, Inc., a Colorado corporation with principal places of
Ryan E. Hill
Nicholas Hill Benefit Group, Inc.
1765 S. 8th Street # 800
Colorado Springs, CO 80905
Ca. Ins. Lic. No. 0G25891