Event Cancellation Insurance Program

Exclusively for Race Directors HQ Pro members*

 

The program provides Race Directors HQ Pro members* based in the US with event cancellation insurance through a simplified application process supported by a team of dedicated underwriters.

What is covered? 

This Event Cancellation Insurance is what is known as an "all-cause" coverage. This means that as long as the cause of your Event being Cancelled, Abandoned, Postponed, Curtailed, or Relocated is beyond your control and not excluded, you are covered for it.  To view the complete sample policy, please click the Gold, Silver or Bronze plan links below.

Often times, events have problems that no one expected which is why it is good to have an "all-cause" type of coverage. However, some of the situations that this Insurance is commonly used to protect against include:

  1. Severe Adverse Weather which makes the venue unusable/inaccessible or makes the event dangerous to attend (hurricanes, tornados, severe winter storms)

  2. Acts of Terrorism including the Threat of Terrorism and NUCLEAR, BIOLOGICAL & CHEMICAL ACTS OF TERRORISM

  3. Venue Unavailability (from perils such as fire, structural collapse, gas leaks, and flooding)

  4. Earthquakes

  5. Wildfires

  6. Labor Strikes (whether they take place in the city of your event or are national in scope like a transportation strike

  7. Power Blackouts (like that occurred across the U.S. in 2003)

  8. Communicable Disease (like H1N1, Avian Flu, SARS epidemic of 2002 or a local outbreak of the Norwalk Virus) - this coverage is temporarily unavailable due to the COVID-19 global pandemic.

  9. Non-Appearance of a key Speaker or Entertainer *

  10. National Mourning (i.e. death of the U.S. President)
    * additional premium

How to apply?
 

As a Race Directors HQ Pro member, securing event cancellation insurance is now as easy as 1 - 2 - 3...

  1.  Pick 1 of 3 coverage options: Gold, Silver or Bronze.  Customized coverage is also available.

  2.  Complete the simplified electronic application below.  Once complete, RDHQ’s dedicated underwriter will respond within 48 hours (typically much faster) with the quote.

  3.  Await your member exclusive* quote…!

step 1 - choose one of the following 3 options:

GOLD: Base coverage including acts and threats of terrorism without a specific time and distance limitation. Acts and threats of terrorism that involve nuclear/biological/chemical materials are excluded.

SILVER: Base coverage, including acts and threats of terrorism that occur within 50 days and 50 miles of the insured event.  Acts and threats of terrorism that involve nuclear/biological/chemical materials are excluded.

BRONZE: Base coverage, excluding terrorism coverage.

Fully customized policies are also available - simply select the customized option on the application.

step 2 - complete the application below: 

step 3 - await your Race Directors HQ Pro member exclusive* premium quote...!

* These benefits are only available to Race Directors HQ Pro members. For more information on this and other member benefits, click here.